Technology Credit Card – Discovery Tech VISA CU with Rewards Points

A credit card has become one of the most important financial tools for consumers today. It enables people to make transactions wherever they are, especially as they can be used online and at POS terminals. 

When choosing the right option for your needs, you want to make sure that you choose a provider that works to protect its customers. This is why you should consider getting a card from a credit union.

One of your best options is to get the Tech CU Visa Signature Card with Rewards Points. This card prides itself on its security features as well as the amount of rewards it is able to give its customers. Want to know more about this option? Read on.

Technology Credit Card - Discovery Tech VISA CU with Rewards Points

Features and Benefits

The Tech CU Visa Signature Card with Rewards Points is offered by Technology Credit Union, a non-profit organization that works to protect its members. 

The primary feature of this card is its points program, which gives you 1.25 points for every $1 you spend. Once you accumulate enough, you can redeem your points for cash, merchandise and travel, among others. You can earn unlimited points.

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To protect cardholders, this card comes with a Card Manager, which lets you set your budget and prevent fraud. You can also enjoy coverage including $5,000 for trip cancellation and $15,000 for personal ID theft. You also get auto rental collision insurance coverage.

When you get this credit card, you can enjoy different benefits such as free credit score and 24/7 access to your account. You can also get exclusive access to Troon, a service that offers luxury golf courses and club experiences. 

Moreover, you can use your card in more than 65,000 ATMs across the globe, all without fees. This card also allows shared branching, which lets you make transactions without charges at over 5,600 participating global credit unions and branches. 

Cons of the Tech Cu Visa Credit Card

As mentioned, the primary benefit offered by this card is the rewards, which you can get by redeeming points. Keep in mind that your rewards points have an expiration date. They will be gone from your account after 3 years from the month you earned them.

If you have two Visa Signature Credit Cards, you will not be able to combine the points you earned using the two cards. However, you can gift or transfer them. 

Another setback you might encounter is that you can lose your points if you choose to close your account. The best thing you can do is to gift or transfer your points. You will not be able to redeem your points if you are not in good standing when it comes to your account.

Application Process & Requirements

If you are interested in getting this card, you want to make sure that you have the right documents. You can submit your application through their website. Most companies require documentation showing your ability to pay, including your income and expenses.

Because of this, you need to prepare your latest bank statement, recent payslips, income tax return and other similar documents. You should also have proof of identity and residence on hand. 

Keep in mind that you may undergo a credit check, so make sure that your credit and financial background are in order.

Rates & Charges

  • Annual Fee – $0
  • Interest Rate – 9.9% 0 20.9% variable APR
  • Cash Advance – 3% of the advance amount with $10 minimum

Bank Contact Info

You can get more information about this card by getting in touch with the bank. You can call them at (408) 451-9111 during Contact Center hours, which is 8AM to 6PM from Monday to Friday and 10AM to 2PM on Saturdays. 

You can also request a call using their Call Me feature. For mail, you can send your requests and correspondence to Technology Credit Union, PO Box 1409, San Jose, CA 95109-1409. Setting an appointment is also an option. Just call the branch you want to visit or do walk-ins.

Technology Credit Card - Discovery Tech VISA CU with Rewards Points

Conclusion

The Tech CU Visa Signature Card with Rewards Points can be a valuable addition to your financial arsenal. If you want a more convenient and rewarding option, getting this credit card is a great move.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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