This article explains how to order an Amazon Mastercard Credit Card online easily. It covers the card's features, benefits, and application steps.
You’ll also learn critical details about eligibility and what to expect during the process. You’ll be ready to use this card for your purchases by the end.
Overview of the Amazon Mastercard Credit Card
This is designed to offer great rewards for frequent shoppers. It provides cashback, points, and additional perks for Prime members.
Features
It offers several features, including cashback on Amazon purchases, no annual fees, and integration with Prime benefits. It’s simple to use and gives rewards for all spending.
Cashback on Amazon Purchases
Prime members get 2% cashback on purchases, while non-Prime members receive 1.5%. This makes it easier to earn rewards on everyday shopping.
The cashback automatically applies to qualifying purchases. It's a great way to save while you shop.
Points System for All Spending
You earn 1.5% points on every purchase at Amazon.co.jp if you’re not a Prime member and 2% points if you are. This rewards system helps you accumulate points faster.
Shopping at Amazon becomes more rewarding with higher returns. Every 100 yen spent earns points that can be used for future purchases.
No Annual Fee
It has no annual fee, making it a cost-effective option. There’s no need to worry about extra charges each year, making it an excellent choice for long-term use without any financial burden.
Integration with Amazon Prime
Amazon Prime members enjoy extra benefits, including a higher cashback rate. It integrates seamlessly with your Prime account, giving you more value for your membership.
This makes it an excellent option for those already subscribed to Prime. The integration is automatic and boosts your rewards.
Perks and Discounts
With this card, you earn 1.5% points on purchases at convenience stores like 7-Eleven, Family Mart, and Lawson. You can use it with Mastercard's contactless payment for faster transactions.
This card allows you to benefit from everyday spending. Some transactions may not qualify for rewards, so be aware of the terms.
Interest Rates and Fees
This section explains the interest rates and fees of the Amazon Mastercard Credit Card. It covers purchase APR, late fees, and foreign transaction charges.
Interest Rates
The interest rate for purchases is 19.99%. If you're taking out a cash advance, the rate is 22.99% for Non-Quebec residents and 20.99% for Quebec residents.
The same rates apply for balance transfers: 22.99% for Non-Quebec and 20.99% for Quebec. These rates apply if you carry a balance from month to month.
Late Fees
If you miss a payment, you will be charged a penalty fee. Typically, you can expect to pay up to $40 for a late payment. This fee is charged on top of any accrued interest. It’s essential to make payments on time to avoid these extra costs.
Foreign Transaction Fees
Foreign transactions may incur an additional 2.5% fee on purchases outside your home country. This fee is applied to the total amount of the transaction in local currency.
Always check if your card has other benefits to offset these costs. Some cards may have options to waive these fees.
Eligibility Requirements
To apply for the Amazon Mastercard, you must meet certain conditions. These include age, income, credit score, and required documents.
Minimum Age and Income Requirements
You must be at least 18 years old to apply for the Amazon Mastercard. Some provinces or regions may have a higher age requirement.
A stable income is necessary, though the exact amount isn't always specified. Having a regular income stream ensures you can meet the payment terms.
Credit Score Range
To qualify, a good credit score is typically required. A score of around 650 or higher improves your chances of approval. Lower scores may result in rejection or higher interest rates. Always check your score before applying.
Documents Required for the Application Process
You must provide proof of identity, such as a driver’s license or passport. Proof of income, like pay stubs or tax returns, may also be necessary.
Additional documents might include proof of address, such as a utility bill. Make sure all documents are up-to-date and valid.
Step-By-Step Guide to Ordering the Amazon Mastercard Online
This section walks you through ordering your card online, from visiting the website to submitting your application.
Visit Amazon’s Official Website
To begin, visit the bank’s website and find the credit card application section. The steps below will guide you:
- Go to Amazon’s homepage and scroll to the bottom.
- Click the Credit Cards link under the 'Programs & Features' section.
- Select the Amazon Mastercard from the options provided.
Log into Your Bank Account
You’ll need an account to apply for the card. Logging in ensures easy access and a quicker application process:
- Enter your email and password for your account.
- If you don’t have an account, create one by following the on-screen instructions.
- Make sure your account information is up-to-date for a smoother experience.
Fill Out the Application Form
The next step is completing the form. Here’s a list of the details you’ll need to provide:
- Full name as it appears on your ID.
- The current address is used to ensure accurate billing and communication.
- Annual income to determine eligibility.
- Contact information, including phone number and email.
Submit the Application
Once the form is complete, you can submit it for processing. The following points explain what happens next:
- Review all information carefully before submitting.
- Click submit to send the application.
- You’ll receive a confirmation email with further instructions.
Expected Time for Approval
Approval time varies depending on several factors. Here’s what to expect:
- Most applications are processed within a few minutes.
- In some cases, additional verification may be required.
- You’ll be notified by email once a decision has been made.
Contact Information
Here's how to reach the bank for any questions or support regarding your application or account.
Bank's Telephone Number
The bank’s customer service number is available 24/7. Call the bank for any inquiries related to your account. For quicker support, make sure to have your account details ready.
Bank Address
If you have any inquiries or concerns, visit the bank. You can discuss account-related matters directly with a representative. It’s recommended that you bring your ID and account information when visiting.
Disclaimer: Interest rates, fees, and terms may change over time. Always visit the official website to get the most current information.
Final Words on Ordering the Amazon Mastercard Credit Card
The Amazon Mastercard Credit Card offers a simple and convenient way to earn rewards on everyday purchases. Applying online is straightforward, and the benefits are great for frequent shoppers.
With no annual fees and cashback options, it’s a cost-effective card for many. Review all interest rates and fees before applying, and contact customer service if you have any questions.
Last updated on September 12th, 2024 at 05:14 pm
