If you are looking for a well-rounded and reliable credit card, it is not a very easy task to do. There are many credit cards out there that promise many different features but end up coming shorthanded with their promise. It is important that you know how to scrutinize a credit card company or bank that offers such deals.
This is why you should check out the KB Kookmin Card. The credit card offers extensive benefits, active customer support, and a wide range of financial benefits to its cardholders. There are still a lot more surprises waiting for you with the KB Kookmin Card.
In this article, you will learn more about the KB Kookmin Card and how you can request the card.
Highlights and Features of the KB Kookmin Card
The KB Kookmin Card is designed to offer maximum convenience for those seeking financial assistance while also catering to your needs.
You can expect versatile features and options as well as security for its users. Here are some of the standout features of this credit card.
0% Introductory APR
When you sign up for the KB Kookmin Card, you immediately qualify for the 0% introductory APR for the first 15 months of using the card.
This is very beneficial for those who want to avoid paying interest rates from the moment they borrow using the card. It can help you save money and avoid extra charges from using it.
This is a great way to start your journey with KB Kookmin Card. You can ask for more information about this offer when you apply for the card or through their customer service hotline.
Worldwide Acceptance
The KB Kookmin Card is widely accepted in many establishments all over the world. You can use this to pay for any purchases or any other transactions abroad.
Users can even withdraw cash at any partner ATM with the card as long as it is accepted.
Any partner establishment will also be able to accept all the transactions made using the card. This easily makes the KB Kookmin Card your partner in travel and leisure.
No Annual Fee and Foreign Transaction Fees
A lot of people tend to be wary about fees and other extra charges with their credit cards. The KB Kookmin Card offers zero annual fees and foreign transaction fees.
This means fewer charges every time you use the card and by simply owning the credit card.
It makes the credit card one of the most affordable options for daily use and any transactions outside of South Korea will make it more convenient for travelers.
Standard Interest Rates
After the introductory period, cardholders can expect to receive the standard APR of 14.49% to 24.4% for purchases and other transactions.
The interest rate will depend on your creditworthiness upon application. You must already have a good credit score before you apply to receive a competitive interest rate.
Contact Details You Need to Know
In case you need assistance with your credit card or if you need to inquire for more details, you can reach out to them through their number - +82 1588-1688. A customer service representative will be able to assist you with any of your queries and concerns.
You may also visit their main office address located at KB Kookmin Card Corp., 30 Saemunan-ro 3-gil, Jongno-gu, Seoul, 03173, South Korea.
What to Prepare When Requesting for the KB Kookmin Card
If you're interested in the KB Kookmin Card, there are certain things that you need to know before you apply.
There are requirements that you need to prepare so that your entire application is easily approved and your overall experience is straightforward.
Many applicants often face difficulties during the application process simply because they were not prepared for the entire process.
Check out what you need to do to prepare when requesting the KB Kookmin Card.
Prepare the Documents
There are certain documents that you need to submit when you apply for the KB Kookmin Card. Documents such as proof of identity and proof of residency are required for submission.
This means that you need to submit any legal document that provides your real identity and where you currently reside.
Other documents might also be required for submission such as your income and credit report. Both of these documents are very vital to your interest rate and your overall credit limit.
How to Request for the KB Kookmin Card
Once you have everything prepared, you should begin the application process. There are several ways for you to apply for the card.
The most common way is to visit a nearby bank and apply personally but there is also a better way to do it.
You can check out the official website and apply online. Follow the steps below to learn more about how to request the KB Kookmin Card online.
Step 1
Head over to the official KB Kookmin website and check out the entire page.
Read everything there is to know about the card so you will be properly informed of the other features and benefits you get from the card. Review the terms and conditions of the card as well.
Step 2
Once you have decided to apply for the card, click on Apply and fill out the online application form. Take note that you will also need to upload the required documents together with the online application form.
Fill out the necessary details including your name, age, address, employment history, income, and many other information. Review the form first before you submit it.
Step 3
It usually takes a few minutes for them to get back to you if you are pre-approved for the card. If not, it will take several business days for you to receive a notification via email to see if you have been approved.
Once approved, the card will be delivered to your doorstep through the registered address that you entered during your application.
Conclusion
We all want to have a useful financial tool like a credit card in our hands whenever an emergency happens. If you want to have a reliable credit card, the KB Kookmin Card should be part of your priority list. It has all the features and benefits that a stable credit card can offer. Go ahead and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
Last updated on August 28th, 2024 at 08:15 pm
