Nowadays, having a credit card is a requirement. Many people understand the power of having a credit card and the opportunities it unlocks for your future.
If you are looking for a credit card that lets you enjoy your current lifestyle, check out what the KEB Hana Card has in store. Find out more about the KEB Hana Card and how you can apply for it with the article down below.
Key Features of the KEB Hana Card That You Should Know
KEB Hana Card transcends the meaning of a lifestyle credit card. There are more perks and benefits that you can enjoy with this card than any other card that you have encountered.
If you're curious to learn more about the key features of the KEB Hana Card, explore and discover its amazing perks below.
Getting Discounts from Partners
The KEB Hana Card has many benefits, especially for those with a modern and active lifestyle. Users can get movie ticket discounts of up to 4,000 KRW when purchasing tickets at CGV, Interpark, or Max Movie using the card.
If you pay more than 4,000 KRW, you can also get a monthly discount service at Starbucks or Coffee Beans.
There's still a lot more waiting for you so go ahead and apply for the KEB Hana Card today to discover these hidden secrets.
Earn Rewards for Spending with the KEB Hana Card
One of the best benefits you get from using a KEB Hana Card as part of your transactions is you get to earn rewards points.
When you sign up as a KEB Hana Card member, you can earn 1 Hana Money for every 1,000 KRW you spend on every transaction. All transactions are rounded down to the nearest whole number so you will always get the best amount.
Take note that certain transactions may earn you even more Hana Money so be sure to check the list of partner establishments so you can gain more Hana Money.
Using Your Hana Money
After you have accumulated enough Hana Money, you can then use the Hana Money in many different partner merchants and establishments such as Lotte Department, Hyundai Outlet, department stores, eMart, Lotte Mart, GS Caltex, SK Oil, 7-Eleven branches, Dominos Pizza, Seoul Land, and many more.
Certain redemptions might require you to present your KEB Hana Card before the rewards are processed.
You can also use your Hana Money and redeem it for gift cards at the Lotte Department Store, Shinsegae Department Store, and many other department stores all over the country.
Security Features to Protect Your Card Information
Many credit cards have the most basic security features but the KEB Hana Card ensures that you will always be secured no matter where you use the card. The card uses EMV chip technology for protection.
This also requires you to secure a PIN at any Hana bank before you travel overseas for security reasons. They also have a 24/7 customer service number where you can report any lost or stolen card.
You can use the same number to report any fraudulent activity on your card. Your card is regularly monitored so any activity that might be deemed suspicious will be immediately tagged and you will be notified instantly.
Interest Rates and Other Charges
The KEB Hana Card has an annual fee of 8,000 KRW for domestic use and 10,000 KRW if you plan on using the card for overseas use.
The normal interest rate for purchases and other transactions is 20% to 24% but it differs from one cardholder to the next.
The interest rate is highly dependent on your current credit standing. Be sure to apply for the card when you have a good to outstanding credit score so you won't have any issues with both your credit limit and your interest rate.
Contact Details
If you wish to apply for the card or if you have any inquiries, you can call their customer service hotline at 1544-3500 for domestic calls and 82-1544-3500 for international calls.
A bank representative will be assisting you with your concerns or your application. Be reminded that the customer service hotline is only available from 9 am to 6 pm local time.
You may also visit their main office located at 35 Euljiro Jung-gu Seoul, 04523 Korea.
How to Apply for the KEB Hana Card
KEB Hana Card application is very different from your usual credit card application process.
You can apply for the KEB Hana Card and its many variants through their customer service hotline mentioned above.
You may also apply in person at any local KEB Hana Bank near you. Here is how the entire application process is done.
Dial the Customer Service Hotline
The first step that you need to do to apply for the KEB Hana Card is to dial their customer service hotline. Make sure that you list down all of the requirements for the card.
You can also ask for more information regarding the card to see if it truly fits your financial needs. Be sure that when you end the call, you already have all the details and you know the next few steps for the application process.
Prepare the Requirements
Prepare all the necessary documents for you to submit during your application. You will need to mail them to the address that was given to you during the initial call.
Be sure to have several copies of the required documents before you send them so you can send more in case something happens. After that, go ahead and make the call to begin your application.
Applying Through the Service Hotline
Once you have reached a bank representative, provide all the necessary information that they ask and make sure that you spell it out correctly.
You can always ask for clarification to see if they have received all of the information. Wait for them to complete the application process. Don't forget to confirm your contact details and the best time to call you for an update.
Waiting for the Approval
It may take several days for them to review your application and even more time to see if you are eligible for the card.
Once approved, you should receive another call stating that you have been approved for the card.
Your new KEB Hana Card will be mailed to your registered address and you should receive it in the next few business days. You can then activate the card and start using it for your transactions.
Conclusion
The KEB Hana Card offers a lot of uses, especially in today's modern demanding world. With its convenience and amazing perks, you can bet that the KEB Hana Card and its many variants can give you the financial satisfaction that you need.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
Last updated on August 29th, 2024 at 07:38 pm
