The NH Nonghyup Group is one of the largest financial corporations in South Korea. They offer a wide variety of financial products that cater to different kinds of individuals and their needs. The company is known to have some of the most extensive benefits and competitive interest rates ever for all of its cardholders.
The NH Nonghyup Card is one of their best offerings and is a very popular choice for consumers in the country. One of the most popular is the NH Nonghyup Home Shopping Card. It is a cash back rewards credit card that rewards users whenever they use the card for shopping in different platforms and establishments.
If you are curious to learn more about this specific NH Nonghyup Card, you might want to check out the article below to learn how to apply as well as the features and benefits.
Major Features of the NH Nonghyup Home Shopping Card
If you are looking to find the best cash back rewards credit card in South Korea, you should look no further than the NH Nonghyup Home Shopping Card.
The card has so many cash back rewards and benefits apart from the usual offerings that you get with any Nh Nonghyup card.
Check out the major features of this amazing credit card down below.
Shopping and Dining Cashback Rewards
When you use the NH Nonghyup Home Shopping Card, you instantly get 6% cash back at any CJ O Shopping, Hyundai Home Shopping, Lotte Home Shopping, GS Shop, and many other establishments.
There is also a 10% cash back for every transaction that you make with TGI Fridays, Outback SteakHouse, VIPS, and many other participating restaurants.
This feature alone has made the NH Nonghyup Home Shopping Card the most worthwhile credit card that you can find.
Even More Cashback Rewards
There are even more cashback rewards waiting for you when you use the credit card in many other establishments and merchants. You get 3,000 KRW as cash back when you use the card at Lotte Cinema, Megabox, or CGV.
Another 10% cash back for bakeries like Paris Baguette, Dunkin' Donuts, and Baskin-Robbins amongst many others.
Your next coffee trip should be a good one when you visit any Starbucks, Tom N Toms, The Coffee Bean and The Leaf, and Hollys Coffee and receive at most 10% cash back rewards.
Widely Accepted in Many Establishments
The NH Nonghyup Home Shopping Card is one of the most widely accepted credit cards in South Korea. You can use it in different establishments, pay for your groceries, hotel bookings, travel tours, and even for your cup of coffee.
The card makes it convenient for day-to-day purchases. Even when you travel abroad, you can use the card for purchases and conveniently pay for your transactions.
Security Features
The NH Nonghyup Home Shopping Card uses EMV chip technology that secures your card information. This also enables fraud monitoring and you will be immediately notified in case of any suspicious activity done to your account.
The company ensures that all cardholders are effectively safe from fraud and many other security issues.
Interest Rates and Other Charges
The interest rate of the NH Nonghyup Card varies differently from one cardholder to the next. Typically, the interest rates range from 7.9% to 19.99% depending on your creditworthiness.
This is subject to approval during your application and your credit report will have a huge impact on your annual interest rate.
There is also a late payment fee of an additional 3% on top of your interest rate. There is also an annual fee of 12,000 KRW and a foreign transaction fee of 1.1% of the total amount.
Customer Service Number and Other Contact Details
If you have any inquiries or need assistance, you can contact their customer service through the hotline number - 1644-4000.
They have representatives ready to assist you with your concerns and offer friendly responses and accommodation to your concerns and queries.
You may also visit their main office located at Nonghyup Bank Headquarters, Jung-gu, Seoul, South Korea.
How to Apply for the NH Nonghyup Card
Applying for the NH Nonghyup Home Shopping Card is quite easy since you also do it online through their official website.
There are certain things you need to have for you to qualify for the card. Check out the requirements for the credit card down below so you can start your application.
Requirements for Application
For online application, you will need to meet certain eligibility requirements first. These include your age requirement which is 18 years old and above.
All applicants must reside in South Korea and must have citizenship documents to prove it.
You must also provide any proof of income such as employment history or income documentation. A good credit history is also known to be effective at getting approved quickly.
In-Person Application
If you choose to apply in person, simply head over to the nearest NH Nonghyup branch and present all of the requirements. Ask for an application form and fill it out with your details.
Make sure that you submit copies of the requirements together with the application form. The bank will review your application and you will be notified to pick up your card once you are approved and the card is ready.
Online Application
If you opt for an online application, check out the official website and log in to your account. You can also create an account using your details and then choose the specific credit card.
Fill out the online application form with your information. Upload all the necessary documents in digital format.
Review the online application form for spelling errors and check the terms and conditions before you submit. If approved, your card will be delivered to your address.
Conclusion
The NH Nonghyup Card is a great financial tool for those who are looking for cashback rewards. If you are fond of shopping online or dining out with friends and family, you might want to check out this specific credit card so you can meet your needs. There is still so much in store for you with the NH Nonghyup Home Shopping Card so go ahead and visit the site or the branch today to learn more.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
Last updated on August 28th, 2024 at 07:41 pm
